(Slowly Emerging From Stealth Mode)
One Account. Every Currency. Total Control.
We are not just another fintech—we are the future. From fiat to CBDC or crypto, LATIOM gives you full access to banking, investing, insurance, lending, cards, remittance, etc., in one unified digital wallet & ecosystem.
The global financial system is fragmented, extractive, and increasingly unstable. Latiom was created to upgrade that foundation. We offer a platform that brings together all forms of value, and smart infrastructure into a single, secure, and interoperable ecosystem. Our mission is to make value move freely—across institutions, borders, and timelines—by redesigning the system from the ground up.
We stand at the threshold of a necessary financial upgrade. The fiat, CBDC and Crypto systems have proven inadequate to serve the needs of the masses, shaped by decades of slow adaptation and increasingly entrenched power structures for Fiat and CBDC, and shaped by anticuated energy wasting mining technology for Cryptos. These legacy models are no longer fit for purpose, and in the case of cryptocurrencies, they have missed the mark. They failed to provide stability, transparency, true scalability and immediate settlement thus their true global utility long terms is in question. The need for an upgrade is not theoretical—it is overdue. We propose a practical solution: a unified, scalable framework that corrects these structural flaws and lays the foundation for durable, efficient, and transparent global trade and economic interaction. Latiom exists to unify, simplify, and future-proof financial infrastructure—across all market segments, asset classes, and user types—toward a fully integrated global system. We’re not just adding a layer—we’re rewriting the core. Latiom’s platform is designed to eliminate friction, reduce systemic risk, and enable programmable, adaptive value movement across time and geography. This isn’t innovation at the edges. It’s transformation at the root.
| 1. Sovereign Treasuries & Central Banks Entities that issue currency, manage national reserves, and implement monetary and fiscal policy. Examples: US Treasury, ECB, Bank of Japan |
2. Government Oversight & Compliance Agencies Regulatory and law enforcement bodies that ensure adherence to all laws but especially those governing financial activity. Examples: IRS, FBI, SEC, FinCEN, DOJ, FSB, Interpol |
3. Fiat-CBDC Financial & Banking Private Institutions Organizations that directly handle financial assets of all asset types, credit, deposits, and investments. Examples: JPMorgan Chase, Goldman Sachs, Credit Suisse |
| 4. Payment & Settlement Infrastructure Networks and mechanisms that enable the transfer and finalization of money and securities. Examples: SWIFT, Fedwire, CHIPS, Euroclear |
5. Supranational Monetary BretonWoods Entities Institutions that guide or intervene in international monetary policy and liquidity. They are the lender of last resort for sovereigns jurisdictions. Examples: IMF, BIS, BRICS-NDB, ECB (in EU context) |
6. Corporations, Non-Profits & Multinationals Private and nonprofit sector entities that participate in capital flows, procurement, and production at scale. Examples: Apple, Nestlé, Red Cross, Google, Siemens |
| 7. Retail Consumers & Households Individuals and families engaging with financial products for consumption, savings, or investment. Examples: wage earners, borrowers, depositors, investors |
8. Fiat-CBDC-CRYPTO Capital Markets & Exchanges Venues and structures where securities, commodities, derivatives, cryptocurrencies, and tokens are issued and traded. Examples: NYSE, NASDAQ, CME, SSE, LSE, Binance, Coinbase, ByBit, Kraken |
9. Capital Orchestrators & Asset Managers Firms that design, deploy, and manage large-scale capital strategies, mostly from retirement funds, across asset classes and geographies. Examples: BlackRock, Vanguard, Fidelity, State Street, Bridgewater, Berkshire Hathaway |
| 10. Venture & Private Equity Capital Networks Entities that provide early-stage and alternative financing in high-risk/high-reward environments. Examples: Sequoia Capital, SoftBank Vision Fund, a16z |
11. Sovereign Wealth & Intergovernmental Capital Pools State-owned investment vehicles and multilateral financial institutions managing surplus reserves or strategic development funds. Examples: Norway GPFG, ADIA, World Bank, AIIB, Singapore GIC |
12. Fintech & Digital Decentralized Finance Platforms Technology-driven firms disrupting traditional financial services with new infrastructure or models. Examples: Stripe, Revolut, Robinhood, DeFi platforms |
| 13. Crypto & Tokenized Economies Decentralized platforms and ecosystems creating new forms of digital assets and financial interaction. Examples: ETH, BTC, LATI |
14. Financial Data and Intelligence Providers Entities offering financial analytics, market research, predictive models, and economic data that shape investment and policy decisions. Examples: S&P Global, Moody’s, MSCI, Chainalysis |
15. Custodians & Trust Service Providers Entities that are responsible to safeguard, structure, and administer assets of all types on behalf of others, often with fiduciary responsibility. Examples: BNY Mellon, State Street, Anchorage Digital, Northern Trust |
| 16. Media & Narrative Influencers Channels and institutions that shape public perception and investor sentiment through news, opinion, and storytelling. Examples: CNBC, Reuters, Financial Times, Twitter/X |
17. Technology Software & Hardware Infrastructure Providers Companies offering the hardware and software infrastructure supporting financial systems, including cloud storage, compute server farms, cybersecurity, and ledger technology. Examples: AWS, IBM, DELL, HP, Oracle, Microsoft, ConsenSys |
18. Financial Ratings, Due Diligence & Audit Agencies Organizations that assess creditworthiness, verify financial disclosures, and ensure compliance with accounting standards. Examples: Moody’s, S&P, KPMG, PwC, Ernst & Young |